個人金融 客戶盡職調查專員 Customer Due Diligence Reviewer (CDD)

★星展銀行誠徵【KYC/CDD Reviewer 客戶盡職調查專員】★ 洗錢防制已是目前國際金融最重視的顯學，CDD/KYC客戶盡職調查作為洗錢防制的第一道防線，是星展非常重視的專業團隊，我們誠摯歡迎有CDD/KYC相關經驗並且對客戶盡職調查/洗錢防制/法治遵循領域專業很有興趣的您加入。 此次招聘的職位是正式職員，最後席次，敬請把握！ 成為星展銀行的正職員工，享有超多元的優質福利，包含14天起跳的年假、生日假、志工假、彈性福利金、員工申購各項金融產品優惠...等，詳情請參考福利說明。 === 【工作內容】 ● 負責高風險客戶的相關資料蒐集，並依據銀行內部作業準則完成CDD表單( Customer Due Diligence Form)。 ● 主動聯繫分行/客戶了解其最新職業及背景。 ● 依據分行回覆之客戶Customer Due Diligence，覆核其合理性及正確性，完成姓名檢核, 交易檢視等客戶風險等級評估 ● 在業務端做決策時，適當地評估客戶風險評級，有益於維護公司聲譽和保障DBS集團。 ● 協助CDD MIS資料統整和分析報表，和相關專案支援 ● 配合反洗錢監控中心，觀察客戶資金流向，並加入CDD評估 ● 與銀行法規遵循單位合作，推行並落實台灣之反洗錢監控 【徵才期望】 ● 大學以上學歷 ● 1-2年以上客戶盡職調查相關經驗 ● 良好溝通能力與解決問題能力 ● 具備在快速案件壓力下的適應能力 ● 具有相關AML/ CDD KYC工作經驗並了解洗錢防制相關法規 ● 良好的英文讀寫能力 === 【Key Accountabilities】 ● Provide RM with insights into clients’ AML risk and develop an understanding of Industry sector, client information and other risk relevant factors ● Assist in preparation, development, due diligence and approval of the High Risk Customer CDD ● Be competent and familiar with all CDD policies and guidelines and complete CDD in compliance with the guidelines and policies as well as regulations ● Conduct customer Due Diligence on existing client’s Periodic Review/Trigger Review, analysis of accounts and review client information. ● Validate the information within KYC records to ensure completion and accuracy ● Appropriately assess customer risk rating when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding DBS group. ● Process and publish daily MIS for the team and daily reports ● Execute and review negative media from client screening, and escalate where necessary ● Able to work effectively with other members of COO Office and ensure that all issues identified are appropriately escalated to management. ● Able to work under pressure. 【Knowledge /Experience/Skills】 ● Strong written and oral communication skills and problem-solving skills ● Relevant experience with similar responsibilities in a high volume, fast-paced environment and industry systems and platforms ● Relevant work experience and understanding of AML KYC regulations ● Understanding of the inter-dependencies of roles within a CDD process and requirements for KYC Record successful completion across relevant client types ● Proficient Microsoft Office user (i.e. Excel, PowerPoint) and ability to perform moderately complex queriesAble to work under pressure. Education / Preferred Qualifications ● Bachelor's degree/University degree or equivalent experience ● Proficiency Test for Bank Internal Control and Audit ● CPP,CPI,CFE or CAMS preferred 【Working experience】 ● 1-2 years experiences in Financial Industry field. ● 2. Basic knowledge of Banking, Credit Card, PL, ML, AL Products and Transactions. ● 3. Basic knowledge of Regulatory requirement for AML and Sanctions